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Heating Oil Pricing & Payment Plans

Stabilize your heating oil pricing and lower your winter expenses with FSi Oil Services

pricing payment plans Chicopee, MA & Nearby

Managing your home energy budget can be challenging. Whether you rely on heating oil or electricity, monthly energy costs are often unpredictable, especially with rising electricity prices and fluctuating energy markets.

Heating oil is not immune to the impact of global energy markets. Because it’s a distillate of crude oil, its price tends to track the ups and downs of that commodity. The vast majority of heating oil in the United States is consumed in the Northeast. When demand goes up in our part of the country (often because of challenging winter conditions), heating oil prices frequently rise as well.

Like you, the FSi Oil Services team prefers fuel prices to be low. We don’t make more money when the price of heating oil rises. And we are committed to finding ways to make budgeting for your home energy less stressful with some fantastic payment and pricing programs.

SmartPay payment program

Here at FSi Oil Services, we aim to keep you comfortable, and that includes making your heating oil costs predictable. Our SmartPay Program allows you to divide your annual heating oil expenses into equal monthly payments, eliminating those large winter bills!

Enrollment in SmartPay is free. You can roll your service plan payments up with your monthly installment.

SmartPay FAQs

A: We estimate your annual usage and determine the total yearly cost based on current rates. We then divide that total by 11 to set your monthly payments. If your fuel costs vary from our estimate, we’ll adjust your account. You’ll only pay for the oil you receive.

A: Unfortunately, no. Our routing and delivery schedules rely on predictable demand, which requires automatic deliveries.
smartpay chart

Prebuy Plan

With our Prebuy Plan, you’re in control of your heating oil expenses. Choose the amount of fuel you’d like to prepay ahead of the heating season, and we’ll reserve it for you. Your prepaid oil will be delivered automatically as needed throughout the season. Prepaying also helps you lock in a great price.

There are zero additional charges for Prebuy, but please bear in mind that your price per gallon will be locked in for the number of gallons you purchase.

Note: Your price per gallon remains locked at the prepaid rate you select.

Price Cap protection

This is our most popular pricing option! Our Price Cap Plan guarantees that you’ll never pay more than the capped price, even during market spikes. Plus, if the daily rate falls below your capped price, you’ll automatically pay the lower rate. This means that while you’re protected from price spikes, you also get to take advantage of price decreases, because when the daily rate is below your capped price, you’ll pay the lower rate.

Price Cap FAQs

A: While a SmartPay budget isn’t required to have a price cap, we strongly recommend you enroll in both. SmartPay customers can combine the convenience of monthly payment plans with the added benefit of price protection.

A: It’s based on the wholesale price we pay, plus allowances for associated costs. Our team tracks pricing trends and carefully purchases fuel in bulk to offer reliable price protection.

A: Our suppliers charge premiums for “insurance” that protects your price cap. This fee allows us to keep your cost steady during market spikes while also offering lower prices when rates drop.

A: Downside protection means that you pay the lowest market rate if prices drop below your capped rate.

A: Enrollment is available at select times of the year, and slots are filled on a first-come, first-served basis. Be sure to sign up while supplies last.

Flexible ways to pay with FSi Oil Services

To ensure that you continue to benefit from guaranteed discounted prices, timely payments are essential. Missed payments or delivery suspensions may place your account on credit hold, requiring full payment of your outstanding balance. In addition to our popular SmartPay budget, we offer these payment terms to our customers

For quick and easy payments, we offer the following methods:

Contact FSi Oil Services today to discuss your enrollment in these pricing and payment programs. We’re here to help make your heating oil costs simple, predictable and affordable!

Committed to delivering the best for you.

FSi Oil Services only delivers the highest quality fuel to our customers, and our highly trained team is second to none.

Fast, safe and reliable service.

We are committed to using cutting-edge technology and the best materials and tools while continually refining our processes to serve you better.

You can count on us — always.

No heat? The FSi team will show up to get you back on track. Our customers are our friends — and you don’t let friends down.